Instant Rewards - UOB

United Overseas Bank UOB Rewards You automatically qualify for UNI$ each time you make a transaction on your UOB Card. But, cardmembers of Singtel-UOB Card, UOB UnionPay Card, UOB One Platinum Card, UOB JCB Card, UOB Platinum Business Card, and UOB Empire World Business MasterCard(r) Cardmembers who select to cash Rebate or UOB Corporate Cardmembers who's companies chooses to use Cash Rebate will not be eligible to earn UNI$. 



New installments charged to a Cardmember's credit card under the UOB 0% Instalment Program are not eligible for UNI$ (effective 1 Feb 2009). UNI$ is calculated based on the value of each transaction made on a daily basis , and round down to the closest UNI$.

Also details: https://cardsactivation.com/

How do I earn UNI$?

  • Earn UNI$1 per S$5 purchase made with the UOB Credit Card. UNIdollars are calculated on the value of the transactions that are made daily and then reduced to the closest UNIdollar. Refunds of retail purchases, cash advances, interest charges balance transfers, late payment fees as well as annual fees, finance charges and other charges of a variety are not credited using UNI$.
  • UOB Privilege Reserve Cardmembers earn UNI$4 or five UNI$ for every S$5 spent locally and abroad, respectively.
  • UOB Visa Infinite/Privilege Banking Card members get UNI$3 for every $5 that is charged.
  • UOB Empire World Business MasterCard(r) Cardmembers earn UNI$5 per S$10 that is charged for a purchase at a retail store as well as UNI$1 per S$5 spent on utilities such as telecom and courier.
  • UOB PRVI Miles Card members receive UNI$6 per S$5 spent on transactions using currency other than Singapore Dollars (equivalent approximately 2.4 miles for each S$1 spent) when you pay through a gateway located outside of Singapore as well as UNI$3.5 for each $5 spent on transactions made in Singapore USD (equivalent up to 1.4 miles per one dollar spent) . If the UNIamount is awarded in decimal numbers and the final UNIdollar amount to each purchase will be rounded to the closest whole number.
  • UOB Platinum American Express(r) Cardmembers receive UNI$10 per S$5 that is charged on international and local eating out, and UNI$2 for each S$5 charged for all other purchases.
  • UOB PRVI America Express(r) Cardmembers can earn up to UNI$6 on every $5 that is charged on Sincere Watches, Club 21, Les Amis Group and UOB Travel and UNI$2 for each S$5 charged on other spending.
  • UOB Visa Signature Card members receive UNI$10 per S$5 that is charged in foreign currencies, including online transactions that involve foreign currencies that are subject to an annual foreign currency minimum of S$1,000 for each statement period. Transactions online in Singapore Dollars earn UNI$1 for every charge of S$5. UOB Visa Signature Cardholders are also rewarded with UNI$10 every S$5 spent on gasoline (except at Caltex which is a SMART$-certified merchant) in addition to Visa payWave transactions with an annual minimum spend of S$1,000 for each statement period. Cardmembers earn up to $4,000 for purchases abroad in currencies (including online transactions made in foreign currencies) as well as petrol, and Visa payWave per statement period, if they are eligible. If they are able to earn a second gasoline, foreign currency, Visa payWave purchases that exceed S$2,000 and for any other expenditure the cardmember will earn UNI$1 for every charge of S$5 to UOB.
  • The Preferred Platinum Visa Cardmembers earn UNI$10 per each S$5 they pay for Visa payWave and commerce transactions through merchants on the internet. Such online merchants include merchants that fall within the categories of bookstores, cinemas, entertainment, electronics, fast food, music and retail shopping, and excludes all airline, travel, government, utilities, telecommunications, brokerage/securities, insurance, education/tuition, online money transfers and online gambling websites and such any other categories of online transactions as UOB may deem fit from time to time. If Cardmembers' online purchases be deemed to be intended for non-personal or commercial purposes, UOB reserves the right to refuse to grant any UNIdollars for these transactions.
  • UOB Lady's UOB Lady's Platinum as well as UOB Lady's Solitaire Cardmembers receive UNI$5 per S$5 charged when they make a minimum overseas expenditure of S$3,000 in a statement period. In the event of a subsequent overseas transaction that exceeds S$5,000 and for all other expenditure in Singapore the cardmembers earn UNI$1 for every $5 per transaction.
  • UOB Gold Business Cardmembers UOB Platinum Business Cardmembers as well as UOB Corporate Cardmembers are rewarded UNI$1 per S$5 of retail purchases that are that is charged on the credit card.

Can Supplementary Cardmember(s) earn and redeem UNI$?

Additional Cardmember(s) are eligible to earn UNIdollars and the UNIdollars will be accumulated within the principal cardmember's account. Only principal cardmembers are eligible to cash out UNIdollars.

Can I combine the UNI$ that I have earned from my different UOB Credit Card Accounts or transfer these UNI$ between my Accounts?

As part of the UOB Rewards Programme, UNImoney earned from multiple UOB Card Accounts belonging to that same UOB principal cardmember are consolidated. However, UNIdollars cannot be transferred between accounts belonging to different UOB Cardmembers.

What is the validity period of the UOB 2017 Rewards Programme and Voucher(s) redeemed?

The program began on January 1, 2017 and will end on December 31, 2017. The program is open to all UOB Rewards Vouchers have to be used within three months from the date they were issued unless specified otherwise on the voucher. The Vouchers cannot be extended.

How long will it take to process my UNI$ redemption request?

For online redemptions or via the UOB 24/7 self-service hotline please allow up to 7 (7) day working time to process your request for redemption. Alternately, you may choose the option of redeeming your Rewards directly at one of the Instant Rewards Partners.

How do I redeem my reward?

To redeem your reward the person who is representing you will need to show the Voucher together with your signed signature to serve as proof of eligibility the merchant that is participating in the transaction. For purchases in excess of the amount of the Voucher your representative will need to transfer the amount to UOB Card. UOB Card. There will be no refund in any way or form, if the cost of the product or service is lower than that of the Voucher.


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